Personal Financial Management
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Retirement Planning
September 2018
Linking Savings to Retirement Spending Part 3
Analyses the impact of social security and variability in inflation and investment returns on how long assets last in retirement.
September 2017
Linking Savings to Retirement Spending Part 2
Expands on the analysis of how long savings can last to include owning a home versus renting along with the possibility of downsizing.
June 2017
Linking Savings to Retirement Spending Part 1
Analyses how spending and asset allocation interact to determine how long your money can last.
March 2016
Small Business Retirement Account Tax Strategies
Small Business Retirement Account Tax Strategies
March 2014
When to Move Retirement Savings to a Roth IRA
Analysis of when to covert a traditional IRA to a Roth IRA. Includes performance review for the Long Term Value strategy
September 2012
Government Policies and their Impact on Investing
Explains the effects of monetary and fiscal policies, including the risks to benefit payments.
June 2011
Managing the Risks of Retirement Finances: Focus on Inflation Part I
The impact of inflation on retirement spending and the performance of money market investments relative to inflation.
September 2010
Roth IRA’s and 401K’s
Analysis of converting retirement accounts to Roth accounts. Also discusses Ray’s CBS interview, Gold prices, stock picking and correlation.
November 2004
Primer on Legal Structures for Asset Protection
Explains how to use legal entities to protect assets against lawsuits and reduce taxes.
June 2004
Investment Management for Retirement
Designing Investment Strategies to Achieve Financial Goals Before and After Retirement
Linking Savings to Retirement Spending Part 3
Analyses the impact of social security and variability in inflation and investment returns on how long assets last in retirement.
September 2017
Linking Savings to Retirement Spending Part 2
Expands on the analysis of how long savings can last to include owning a home versus renting along with the possibility of downsizing.
June 2017
Linking Savings to Retirement Spending Part 1
Analyses how spending and asset allocation interact to determine how long your money can last.
March 2016
Small Business Retirement Account Tax Strategies
Small Business Retirement Account Tax Strategies
March 2014
When to Move Retirement Savings to a Roth IRA
Analysis of when to covert a traditional IRA to a Roth IRA. Includes performance review for the Long Term Value strategy
September 2012
Government Policies and their Impact on Investing
Explains the effects of monetary and fiscal policies, including the risks to benefit payments.
June 2011
Managing the Risks of Retirement Finances: Focus on Inflation Part I
The impact of inflation on retirement spending and the performance of money market investments relative to inflation.
September 2010
Roth IRA’s and 401K’s
Analysis of converting retirement accounts to Roth accounts. Also discusses Ray’s CBS interview, Gold prices, stock picking and correlation.
November 2004
Primer on Legal Structures for Asset Protection
Explains how to use legal entities to protect assets against lawsuits and reduce taxes.
June 2004
Investment Management for Retirement
Designing Investment Strategies to Achieve Financial Goals Before and After Retirement
Home Equity
December 2007
Managing Home Equity to Build Wealth Part 2
Explains the Rex Agreement and how to use it to increase returns on capital tied up in your house
June 2007
Managing Home Equity to Build Wealth Part 1
Analyses the benefits of using Mortgage Debt to pull out Home Equity for Reinvestment
February 2006
Accessing Home Equity for Retirement
Analysis of choices (including selling) in using home equity to fund retirement spending
Managing Home Equity to Build Wealth Part 2
Explains the Rex Agreement and how to use it to increase returns on capital tied up in your house
June 2007
Managing Home Equity to Build Wealth Part 1
Analyses the benefits of using Mortgage Debt to pull out Home Equity for Reinvestment
February 2006
Accessing Home Equity for Retirement
Analysis of choices (including selling) in using home equity to fund retirement spending
Other Personal Financial Topics
September 2019
A Primer for Buying Long-Term Care Insurance
Explains why, when, and how to buy long-term care insurance. Also includes an update on the Long Term Income Strategy.
November 2004
Primer on Legal Structures for Asset Protection
Explains how to use legal entities to protect assets against lawsuits and reduce taxes.
November 2003
Maximizing Returns on Equity - Why and How
Financial management concepts for maximizing wealth
A Primer for Buying Long-Term Care Insurance
Explains why, when, and how to buy long-term care insurance. Also includes an update on the Long Term Income Strategy.
November 2004
Primer on Legal Structures for Asset Protection
Explains how to use legal entities to protect assets against lawsuits and reduce taxes.
November 2003
Maximizing Returns on Equity - Why and How
Financial management concepts for maximizing wealth